Thank you sweetie, I think I understand all of it now.
I've had a free site for years on Geocities and things worked great (I ddn't have to have to upgrade my form anything for my form to work properly and there are 41 elements on it) .
I think I've decided to upgrade the forms package as I can have up to 100 elements on it.
Then I will get a domain name.
So thanks for your response