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I would think the guilt would default to the TPA for strong arming the Indies into joining. Many Indies joined the TPAs hoping that being part of the network, the TPA wouldn't talk trash to the customer about them when they called in the claim. Other Indies joined TPAs to hopefully not be left out of the Insurance industry loop.
My point exactly, but when one "affiliates", one signs on the dotted line.
I personally can't see why anyone would buckle under and sign such an agreement. When two or more entities sign an agreement to specific pricing, isn't that against the law? Over the years it has gotten way out of hand and the pendulum needs to start back the other way. JMO